A CSO Who Speaks NY DFS, GLBA, and Examiner-Grade Evidence.

Cybersecurity is the obvious risk. Fraud and physical exposure are the ones that close the audit. Wire fraud (BEC) is now the #1 financial threat to community banks, credit unions, and RIAs — and most vCISO firms can’t help with it.

$2,500–$7,500/month · same band as vCISO

Schedule a Risk Discussion → See the vCSO program

The financial services risk profile

Financial Services Carry a Distinct Risk Profile.

Examiners ask who owns the security program. Cyber insurance carriers ask harder questions every renewal. Customers ask for SOC 2 reports. Counterparties ask for evidence of vendor risk management.

Meanwhile wire fraud, BEC, and account takeover happen every day — and your physical footprint (branches, ATMs, vault) is a separate risk surface no cyber firm addresses.

Most security firms run a cyber-only playbook. We don’t.

Seven ESRM Domains. One Program.

Seven of the thirteen ESRM domains apply directly to how financial services firms operate. We run them as one continuous program — not seven separate vendor relationships.

Domain 01

Cybersecurity & Compliance

NY DFS Part 500, GLBA, SEC cyber disclosure, SOC 2 Type II readiness. Aligned to NIST CSF or ISO 27001 with mapped evidence.

Domain 02

Information Security

PII handling, data classification, retention, customer data confidentiality, examiner-grade evidence trails.

Domain 03

Fraud Risk Mitigation

Wire fraud (BEC) is the #1 financial threat in this sector. Bank verification protocols, account takeover detection, ACH controls, callback procedures.

Domain 04

Vendor & Third-Party Risk

The #1 examiner finding in financial services. Documented vendor inventory, tiered risk assessment, ongoing monitoring, exit planning.

Domain 05

Physical Security

Branch security, ATM and vault protection, executive protection where the threat profile warrants. Texas DPS-licensed delivery.

Domain 06

Business Continuity

Operational resilience under regulatory stress events. Core banking platform downtime procedures. Documented continuity testing.

Domain 07

Threat Management

Insider threat program, threats to executives and key personnel, suspicious activity escalation, coordination with FBI InfraGard and law enforcement.

You Probably Need a vCSO If:

  • Your examiner found a vendor risk management deficiency last cycle.
  • A wire transfer was paid to the wrong account in the last 18 months. (Classic BEC.)
  • Your last SOC 2 cost more than you wanted because evidence collection was manual.
  • Your cyber insurance carrier dropped you, denied coverage, or raised the premium materially.
  • You can’t quickly answer “who owns our information security program?”
  • A counterparty asked you to attest to controls you don’t actually have.
  • Your branch / ATM security review is overdue, or has never been formally documented.
  • You operate in Texas and SB 2610 just landed in your inbox.

What an Engagement Actually Produces.

Within 90 days:

  • NY DFS Part 500 / GLBA-aligned information security program with documented evidence and named program owner
  • SOC 2 Type II readiness assessment with mapped controls and Compass-backed evidence trail
  • Wire fraud (BEC) prevention procedures with named bank verification and callback protocols
  • Vendor and third-party risk program built for examiner review
  • Cyber-insurance renewal posture that survives financial-services carrier questionnaires
  • Incident response plan tested against ransomware AND wire fraud scenarios
  • Branch / ATM / vault security review where physical footprint applies
  • Texas SB 2610 readiness program (for Texas-HQ firms)
  • Quarterly board or audit-committee risk briefing

Ask Any vCISO Firm These Four Questions.

Ask any virtual CISO firm:

What’s your process for preventing wire fraud (BEC) on a six-figure transfer?

How do you document vendor risk in a way that survives an examiner review?

What does branch and ATM security look like under your program?

What’s your continuity plan when the core banking platform is down for six hours?

Most can’t answer one. None can answer all four.

Financial services don’t have CISOs. They have Compliance, Risk, IT, and Security — and nobody owning all of them.

The role you actually need is a Chief Security Officer who can speak NY DFS, GLBA, SOC 2, FFIEC, SEC, and Texas SB 2610 in the same sentence. Texas DPS-licensed (C10504801, F26294001). CPP, CISSP, CISM credentialed. Operating since 2013.

That’s a vCSO. That’s what we do.

Schedule a 30-Minute Risk Discussion.

No deck. No sales pitch. If a vCSO program isn’t right for your firm, we’ll say so on the call.

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